How VA health care costs work: priority groups and copays

When you enroll, the VA puts you in a priority group from 1 to 8. Your group decides whether you pay copays. Many veterans pay nothing.

What you may need

Step 1: Find your priority group
Your enrollment letter lists it. Group 1 is for veterans with high disability ratings. Higher numbers usually mean more copays. You can also call to ask.
Step 2: Know what is free
Care for service-connected conditions is free. Some care is free for everyone, like care for military sexual trauma and some toxic exposure screenings.
Step 3: Update your income if it dropped
If your income went down, tell the VA with VA Form 10-10EZR. You may move to a group with lower or no copays.
Step 4: Get help with a bill you cannot pay
Call the VA Health Resource Center. Ask about a payment plan, a waiver, or a hardship request. Do not ignore the bill.

If you have other insurance, like Medicare or a job plan, the VA may bill it for care that is not service connected. This does not cost you extra.

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